Equifax Credit Report Access

Summary

If youre unable to access your Equifax credit report, you have rights under the Fair Credit Reporting Act (FCRA) to request a free report once every 12 months. If Equifax refuses, it may be a violation of the FCRA. You can file a complaint with the Consumer Financial Protection Bureau (CFPB), contact a consumer protection attorney, and document all interactions with Equifax. Notable lawsuits, such as Syed v. M-I, LLC, have addressed similar issues. Websites like Google Scholar and Justia can help you find related cases. Consult a lawyer for personalized advice.

Full Conversation

i cant get credit report for equiflax for the last six months ever since i told them that i was going to report them to cfpb
Hello April. It appears you're having trouble accessing your credit report from Equifax. According to federal law, you have a right to this information.
- Fair Credit Reporting Act (FCRA) allows you to request a free report once every 12 months.
- If Equifax refuses, it could be a FCRA violation.
You may contact an attorney for next steps.
what csn i do now
You can consider these steps:
- File a complaint with the CFPB.
- Contact a consumer protection attorney.
- Document all interactions with Equifax for future reference.
do you know of any lawsuits like this
Yes, there have been several lawsuits regarding credit reporting agencies denying access to credit reports. A notable case is "Syed v. M-I, LLC" where the FCRA was violated. You can find similar cases in legal databases.
what web site
You can search for similar cases on websites like Google Scholar or Justia. They provide access to court opinions, including U.S. Supreme Court, Federal and State courts. Please remember to consult with a lawyer for professional advice.